Integrated Approach
Long Term Disability Insurance benefits protect recipients from the impact of long-term inflation by indexing their pre-disability income as well as providing an optional Cost of Living Adjustment benefit. Further protection is available through the optional Contribution to the Pension Plan benefit, which continues payments into the pension plan on their behalf.
Return to Work
Depending on the type of disability and the rehabilitation required, recipient’s rehabilitation expenses may be covered through our Partial Disability and Rehabilitation benefits. Should a recipient die after receiving a minimum of six monthly Long Term Disability Insurance benefit payments, a benefit will be paid to surviving family members.
Help Navigating Coverage
Our representatives have the expertise to help Disability benefit recipients conveniently navigate multiple insurance coverages and obligations.